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FINCUE'S LOAN FACILITIES


Facilities arranged by Fincue:

Business Line of Credit


Loan size
  • $5k-$500k



Loan term
  • 7-12 Month Repayment Terms.
    4 Year Revolving Facility


Repayments
  • Weekly

Show Details >>>


ACCESS LINE OF CREDIT AT COMPETITIVE RATES AND LONGER TERMS

Thanks to an easy online application process and end-to-end support, applying for Secured Business Loans of up to $500,000 is more convenient than ever. With Secured Business Loans approvals within 24 hours, your funds can be in your business account ready to use the next day, so you save both time and money.

Key Features & Benefits:

  • Allows you to buy now and pay over time
  • Cost effective way to fund your supplier purchases
  • Lines of credit are available up to $500,000
  • Minimum supplier payment is AUD $5,000
  • Simple application process & 24h our approval
  • Finance 100% of your invoice, no co-contribution is required
  • Revolving, open line of credit
  • Only pay for the funds used with no line fees
  • Access to “better-than-banks” foreign exchange rates for international transactions through our FX Partners


  • Invoice Finance


    Loan size
    • Up to $150k (Property Owners)
      Up to $75k (Non-Property Owners)


    Loan term
    • 3- 5 year term



    Repayments
    • Monthly

    Show Details >>>


    INVOICE FINANCING FOR YOUR BUSINESS GROWTH

    Best way of working capital finance while your business do not to take debt or create further debt. The outstanding invoices of 30days, 45 days or even 90+ days shall be paid up to 90% as cash in 24hrs.

    Facilities arranged by Fincue:

    Invoice Finance – Invoice Finance helps your provide cash upfront on behalf of money sitting in AR ledger for waiting till 30 days, 45 days or 90+ days.
    Supply Chain Finance – Line of credit that is used for import, export, local buying or stock/ inventory purposes. Line of credit pays up to 90 days after paying your suppliers, allowing you to order goods, receive them, sell to your customers and be paid.
    Debt Factoring – Accessibility of funds based on business sales(Not on the balance sheet or the debt and ATO position of the business)
    Working Capital Finance – Finance provided to problems with slow paying customers, start-ups trading successfully, but struggling to get funding, Businesses who want Accounts Receivables to work for them, Seasonal Cash flow fluctuations.
    Cash Flow Finance – Borrowing that is used for day to day operations of businesses.
    Trade Finance – Arrange payment option on “Cash on Delivery”
    Import Finance – Fit the gap between an order received from Australian Business and the payment required by your overseas suppliers
    Invoice Factoring – Sell your Accounts Receivables ledger to our invoice finance lender and secure up to 90% of the invoice.
    Invoice Discounting – Alternative to business overdraft and unsecured loans. Unlock the cash in your AR ledger and get the cash immediately Businesses Best Suited


    Secured & Unsecured Business Loans

    Loan size
  • Up to $75k for Property Owners
    Up to $35k for Non-Property owners


  • Loan term
    • 6 months to 36 Months for Secured 3 months to 24 Months for Unsecured



    Repayments
    • Weekly

    Show Details >>>


    ACCESS SECURED BUSINESS LOANS AT COMPETITIVE RATES AND LONGER TERMS

    The multipurpose Secured Business Loan is a sensible and cost-effective finance product to fund longer term business expenditure including expansion, renovations and refurbishments, other capital works, partner buyout and debt consolidation. Choose repayment terms of 1-3 years and take advantage of a redraw option throughout the loan term to access additional funds.

    Thanks to an easy online application process and end-to-end support, applying for Secured Business Loans of up to $500,000 is more convenient than ever. With Secured Business Loans approvals within 24 hours, your funds can be in your business account ready to use the next day, so you save both time and money.

    Key Features & Benefits:

  • Easy online application and 24-hour approval
  • Loans from $50,000 to $500,000
  • Funds into your business bank account, ready for use For any business purpose
  • For any business purpose
  • Convenient redraw feature each 15 weeks in line with working capital cycle of most businesses
  • 1st or 2nd mortgage and caveat option
  • Interest cost from 0.65% per month
  • Bad credit acceptable
  • Set up of new business based on Caveat
  • Loan-to-value (LVR) up to 85% available


  • FINCUE'S INSURANCE FACILITIES


    As business owners may be aware of the business risks involved, Fincue helps in finding you he right insurance broker by way of ascertaining the risks involved in your business, professional and personal. Below mentioned are the facilities we could arrange.

    Facilities arranged by Fincue:


    Business Insurance


    Business Insurance provides you –
  • Property Damage
  • Contents and Stock
  • Lability
  • Glass
  • General Property
  • Fidelity insurance
  • Cyber Liability
  • Transport and Logistics
  • Construction Insurance
  • Farm Insurance
  • Industrial Special Risk
  • Building Warranty
  • Broadform Liability
  • Personal Lines


    Personal Lines provides you –
  • Home and contents
  • Motor Vehicles
  • Accidental Damage
  • Income Protection
  • Personal Accident








  • Financial Lines


    Financial Lines provides you –
  • Professional Indemnity
  • Foreign Exchange
  • Money
  • Information Technology
  • Fidelity Insurance








  • Professional Lines


    Professional Lines provides you –
  • Medical Indemnity
  • Professional Indemnity
  • Management Liability